I visited the healthcare.gov site back in November, and been shocked at the costly plans with huge deductibles, so when I read James Rome's letter in The Sun News on Jan. 10, I went back on the site to check out his $140/month plan, with no deductible.
The same plan, without a subsidy (meaning someone else is paying for it) is not $140/month, it's $684/month, with an 80/20 co-pay and the lowest maximum expense shown is over $6,000!
For years, I had a $5,000 deductible plan, with 0 co-pay over the deductible, eligible for a Health Savings Account to pay any deductible tax-free, with a premium of under $350 per month. That type of plan is not available under ACA.
Look for yourself like I did. For the past five years, I've tried to put ideology aside repeatedly and go to government sources any time some thing sounded too good to be true, and taxpayers need to see what we're really paying for.
Mr. Rome, I have compassion for any Crohn's patient; my uncle suffered from Crohn's for years and was actually treated by Dr Crohn at one time, and my now 30-year-old son nearly died from ulcerative colitis in his teens. However, that doesn't hide the fact that Obamacare addresses “uninsurable conditions,” which were always insurable through state high-risk pools at high premiums (high risk pools were dismantled in 2013), but only through taxpayer-funded subsidies.
So, as long as you are touting Obamacare, the least you can do is give us all the facts and also give a huge “thank you” to the taxpayers who are making this coverage affordable for you ... P.S. And that most certainly is Socialism.
Also, every paycheck I've ever received, be it from outside or self-employment, has mandatory deductions for both Social Security and Medicare, so don't tell me the government is giving me anything except my own money.
The writer lives in Myrtle Beach.