Even though the state is providing us with one year of credit monitoring, its liability should not end at that time. If we continue this credit monitoring on an individual basis, the cost will be between $160 and $240 per year. Since these hackers can hold onto this data for an unlimited amount of time, we can only assume that we will have to continue paying for this service indefinitely. Do the math over a period of a few years.
If we have to pay out of our pocket for a mistake that was made by the state, then the state of South Carolina should allow us to deduct this expense when we file our state income tax.